There are several resources for foreclosures available to the public. And these links do not lead you on a wild goose chase like most government assistance leads do. If you go to www.recovery.gov then type into the search box ‘foreclosure’ then click on the tab marked recipient reports, there will be links to your states resources. Government programs at the federal, state and local levels are beginning to make grant money available to local organizations to help homeowners avoid foreclosure. Details vary from place to place, but in general, you’ll need to be in serious financial trouble to qualify for assistance. This can include: –being several months behind in mortgage payments –having received, or about to receive, a foreclosure notice –owing more on your mortgage than the actual value of your house –a recent financial shock, such as loss of a job, or large medical expense.
- Home Affordable Modification Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income. A Home Affordable Modification will provide them with mortgage payments they can afford.
Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE
There is information on how to stop evictions
For additional cash assistance They are located at the following link;
Modestneeds.org is not for everyone, but for those who need basically a little help digging themselves out a hole. It is more so a place for people who had a setback, not people who are completely down and out and need ongoing assistance. · They also offer a current referral list for other assistance resources
Free Landline and Cell Phone Assistance
If you cannot afford phone service you can actually get free cell phone service or discounted landline service for your home through the Government if you qualify . Typically if you have income that is at or below 135% poverty level which in most states except Alaska and Hawaii varies but is from $14,621 for a family of one to $49,964 for a family of eight. For every person past 8 in the family you add an additional $5,049 and/or if you receive any of the following you will automatically qualify; * Medicaid * Food Stamps * Supplemental Security Income (SSI) * Federal Public Housing Assistance (Section 8) * Low-Income Home Energy Assistance Program (LIHEAP) * Temporary Assistance to Needy Families (TANF) or * The National School Lunch Programs Free Lunch Program HERE ARE SOME OPTIONS YOU CAN CHECK OUT
Having phone service is crucial and people need to be able to contact and be contacted by their place of employment, be reached by their children’s schools, their Doctor’s and be able to phone for help in the event of an emergency.
- The Homeless Housewife’s Resources and Links for Assistance (homelesshousewife.wordpress.com)
- Homeless Housewife’s Assistance Resources (homelesshousewife.wordpress.com)
- What to do if you’re served with Eviction notice (avidlawblog.wordpress.com)
- These Lenders Are Putting Foreclosures On Hold For The Holidays (businessinsider.com)